Website Disclaimer Information

Important Notice

All content is for general informational purposes only.

Results may vary. Always consult a professional for personal advice.

Our goal is to share financial literacy stories and insights to inspire better decisions. The information here is not a substitute for individual consultation or tailored financial advice.

General Disclaimer

The site content is presented as general guidance and illustrative examples, not as direct financial advice. No guarantee is made about specific outcomes. Your use of any article, tool, or story is voluntary and at your own discretion.

Limits of Responsibility

We strive for accuracy but cannot guarantee results.

We are not liable for errors or omissions in site materials.
No responsibility is taken for user interpretation or decisions based on content.
Third-party links are not endorsed and may not reflect our values.
We do not accept liability for consequential, indirect, or incidental damages from using site content.

Accuracy and Timeliness

All resources are updated diligently. Financial conditions and guidelines may change, and some site content could become outdated or incomplete. Please confirm details independently before making financial choices.

Past performance does not guarantee future outcomes.

Consult a Professional

Always consult a qualified adviser for decisions based on your unique circumstances. This site does not offer personal consulting or accredited guidance.

External Content

We sometimes link to third-party sources for your convenience. We don't control or validate their content and encourage due diligence.

Variability of Results

Results differ for every person based on many factors, including habits, environment, and intent.

Why Results Differ

Skill growth and future outcomes are shaped by individual persistence and context.

Financial Disclosures

This site offers analytical reviews and neutral consultation, not investment products or commission-based advice.

Rates, fees, or repayment terms mentioned are for illustration only—confirm with relevant providers.
No specific investments are offered, promoted, or solicited through this platform.
User actions are voluntary; all information is for explanation and storytelling purposes.

Australian Compliance

queralipova.com operates within relevant Australian regulations and consumer law.

Australian law governs the use of this site, and jurisdiction applies to any claims or disputes.

Australian consumer standards and privacy requirements apply throughout.

Information is tailored for Australian users; verify with local law as required.

Indemnification

You accept responsibility for your own actions when using this platform and agree to hold us harmless for any resulting claims.

Severability

Invalidity of a clause does not affect the enforceability of the rest.

Updates

Terms and policy statements may be modified periodically. Changes are effective upon posting.

Contact

Questions or concerns? Please get in touch for clarifications.

Contact Email: content@queralipova.com

Phone: +61-7-0453-5340

Address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective Date: November 10, 2025

Last Updated: November 10, 2025