Terms and Conditions for queralipova.com website
Explore the terms governing your use of queralipova.com’s financial literacy insights.
Last updated November 6, 2025
Acceptance of Terms
By accessing queralipova.com, you agree to comply with these terms. Please review every section carefully, as continued use indicates acceptance of all the policies described herein.
Key Terms
These definitions explain references within our Terms and Conditions:
Service: Resources, articles, and consultations provided on queralipova.com.
User: Any individual accessing the site for information regarding financial skills.
Personal Information: Data provided or collected as outlined in the Privacy Policy.
Content: All site information, including articles, posts, and user comments.
Using Our Services
Our resources are for general guidance, not tailored financial advice. Usage is at your own discretion and risk.
Eligibility
You must be at least 18 and located in Australia to access or interact with queralipova.com’s content and contact services.
Users under 18 are not permitted to use contact forms.
Your Responsibilities
Users agree to use resources respectfully and lawfully.
Prohibited Uses
You must not misuse this platform or its content.
Intellectual Property Rights
All content on queralipova.com is protected by copyright and applicable law. Unauthorised reproduction or distribution is prohibited without explicit permission.
User-Generated Content
Any content posted by users must not infringe on third-party rights or laws.
User Content Rights & Removal
The site reserves the right to moderate or remove content for safety, legal, or quality reasons.
Privacy and Data Handling
Personal data is collected as described in the Privacy Policy. We employ reasonable measures to protect your data from unauthorised access or misuse.
View our Privacy PolicyDisclaimers and Limitations
All guidance is general—seek professional advice for individual circumstances.
Results May Vary
Financial and life outcomes differ for each person. No outcome is implied or promised.
Limitation of Liability
queralipova.com is not responsible for direct, indirect, or consequential damages from use of any site content.
Indemnification
You agree to indemnify queralipova.com for claims resulting from any breach of these terms or misuse of content.
Dispute Resolution Terms
Most disputes should be resolved informally by contacting our team.
Arbitration
Certain disputes may be referred to arbitration as permitted by law.
Arbitrators are impartial and decisions are binding as per law.
Online Dispute Resolution
If appropriate, disputes may be resolved via official Australian ODR channels.
Australian ODR detailsSeverability
If a term is held invalid, remaining provisions remain in force.
Entire Agreement
These terms, along with policies referenced, represent the full agreement between user and queralipova.com.
Applicable Law & Jurisdiction
Australian law governs all site usage and related actions.
Termination
queralipova.com reserves the right to suspend access or terminate service for breach of terms.
Modifications
We may update terms at any time with new versions posted on this page.
Contact and Questions
Reach out with questions relating to these terms or site operation.
Email for contact: content@queralipova.com
Phone: +61-7-0453-5340
Address: 113 Exhibition St, Melbourne, VIC 3000 Australia
Effective Date of Terms: November 6, 2025
Version: 3.0